A Personal Loan for Women is a financial product designed to provide quick access to funds for women, empowering them to meet various financial needs with ease. Whether you're planning a big purchase, funding your business, or dealing with an unexpected expense, this loan is tailored to help women achieve their financial goals.
Persoanl Loans for Women
to give wings to all your dreams
Zero Pre-payment charges
Flexible Repayment
Instant Bank Transfer
About Our Women Loan
At RING, we believe that every woman deserves the financial freedom to pursue her dreams. Our Personal Loan for Women is designed to provide quick and hassle-free financial support, whether you're managing daily expenses, starting a small business, or simply taking a well-deserved break. With easy access to funds and repayment options that suit your lifestyle, RING is here to make your financial journey smoother.
Benefits that Make Your Life Easier
Fast Approval: Get your Personal Loan for Women approved in minutes.
No Paperwork Hassle: 100% digital process means no paperwork stress.
Flexible Repayment: Choose repayment options that fit your schedule.
Higher Loan Limits: Unlock higher pre-approved loans with timely payments.
Features of Personal Loans for Weddings
Credit Up to Rs. 5 Lakhs
Avail of credit up to Rs. 5 lakhs with paperless KYC.
Flexible Repayment
Choose repayment periods from 3 to 60 months.
Instant Approval
Money transferred to your bank account in 5 minutes.
Zero Paperwork
100% Digital - Hassle-free process
No Collateral Required
Secure a loan without pledging any assets.
Transparent Terms
Know all costs upfront with no hidden charges.
Competitive Rates
APR ranges from 32% to 57% per annum.
Multi-Purpose Loans
Use your loan for personal or business purposes
Check Your Eligibility
Instant Personal Loan Eligibility Criteria
To qualify for a personal loan applicants need to meet the following criteria:
- Nationality: Indian citizen.
- Age: Between 23 and 55 years.
- Documentation: Selfie, PAN Card, and Aadhaar Card.
- Income Proof: Required only for select high-value loans based on credit profile.
- Profile : Salaried, Self-Employed, Small busines owner & MSMEs
Having these documents prepared ensures a smoother and quicker application process
Follow these simple steps to get started:
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Verify Mobile Number
Enter your number on the RING app/website, receive an OTP, and verify.
Personal Loan For Women EMI Calculator
Breaking Down the Cost: Interest Rates Explained
A tool designed to help you understand the monthly payment on your loan. Whenever you take a loan, the EMI amount that you will pay is very important in helping you arrive at your final loan amount and repayment tenure. Our personal loan calculator helps you do just that. You will be able to see your monthly payment, and this will help you decide what your loan amount should ideally be, and if it is payable over a period.
Principal Amount (A): ₹500,000
Interest Amount (B):
Your EMI: ₹ per month
Your Loan Amount: ₹500,000
At Interest Rate of: 2%
For : 2 years
Total Payable: ₹
Here’s a quick example to illustrate:
- Loan Amount (Principal): ₹1,00,000
- Tenure: 12 months
- Interest Rate: 13% per annum
- Processing Fee (incl. GST): ₹3000 (3%)
- Total Interest: ₹7,180.73
- EMI: ₹1,374.63
- APR: Start from 14%
Disclaimer - The Loan EMI Calculator only shows an estimate. Consult your lender for accurate details.
The Formula to Calculate EMI on Women Personal Loan
The formula for calculating EMI is as follows:
EMI = [P x R x (1+R) ^N]/ [(1+R) ^ (N-1)]
P= Principal loan amount | R= Monthly interest rate (annual interest rate divided by 12) | N= Loan tenure in months
**To explain it further, let’s see an example:**
Suppose you take a women loan for ₹5,00,000 with an annual interest rate (IR) of 10% for a tenure of, say, 5 years (60 months).
First, convert the annual interest rate to a monthly interest rate. In this case, the monthly interest rate would be 10%/12 = 0.00833.
Using the formula, you can calculate the EMI as follows:
EMI = [500000 x 0.00833 x (1+0.00833)^60] / [(1+0.00833)^60-1]
By simplifying the equation, you will find that the EMI for this loan would be approximately ₹10,609.
This means that your monthly payment will be ₹10,609 for 60 months to repay the loan amount along with the interest.
For a more detailed explanation, you can refer to this blog.
Hear from Our Happy Customers
Anjali
Own business
Anjali from Mumbai: As a single mother, I’ve always wanted to start my own business but didn’t have the funds to do so. That’s when I found RING and their Personal Loan for Women. The process was incredibly easy and fast. Within minutes, I had the funds in my account. My home bakery is now thriving, and I couldn’t have done it without RING. The flexibility in repayment terms really took the pressure off, allowing me to focus on growing my business. I feel empowered and confident knowing that RING is here to support my financial goals.
Priya
Housewife
Priya from Bangalore: I had always been hesitant about taking out a loan because I didn’t want the burden of a complicated application process. But RING changed my perception completely. I applied for their loans for housewives option, and it was a breeze! The customer support was extremely helpful, walking me through the entire process. Now, I manage household expenses without having to worry about cash flow. It’s a relief knowing that RING understands the unique challenges that women like me face.
Sonal
Sonal from Delhi: I’ve tried several financial apps before, but nothing compares to RING. Their Personal Loan for Women feature is not just quick but also incredibly convenient. I got my loan approved in no time and had the money in my bank account within minutes. The best part? No collateral was needed. I’ve used the loan to fund a professional course, which is helping me upskill and advance my career. With RING, I feel like nothing is out of reach anymore.
Megha
Megha from Pune: When unexpected expenses hit, I was at a loss. Thankfully, a friend recommended RING. I was skeptical at first, but the Personal Loan for Women was exactly what I needed. The application was entirely paperless, and I received the funds almost immediately. I loved that the repayment terms were so flexible—I could choose what worked best for me. Plus, the rewards and cashback are a sweet bonus! RING has made managing finances so much easier.
Ritu
Ritu from Kolkata: As a housewife, it’s often hard to get financial support when you need it the most. RING’s loans for housewives changed that for me. I needed funds to help with some medical expenses, and the loan from RING came through in no time. Their customer service team was empathetic and supportive throughout the process. It feels empowering to know that I have access to funds when I need them. RING has truly made a difference in my life.
Neha
Neha from Jaipur: When I wanted to take my small business online, I needed quick funds to set up the website and inventory. RING’s Personal Loan for Women was a game-changer. The process was seamless, and the funds were available to me instantly. The best part? The entire process was digital—no need to step out or deal with paperwork. And the rewards and cashback are just the cherry on top. RING has become my go-to for all my financial needs.
Find the Right Personal Loan For You
Personal Loan for Travel
Fund your dream vacation and make unforgettable memories with our travel loans. From flights to hotels and everything in between, we’ve got you covered so you can focus on enjoying your trip.
Personal Loan for Students
Invest in your future or your child's education with our flexible education loans. Cover tuition fees, buy study materials, or enrol in that special course without financial stress.
Personal Loan for Home Renovation
Give your home a makeover without breaking the bank. Whether it’s a new kitchen, a fresh coat of paint, or an extension, our loans make it possible.
Personal Loan for Weddings
Make your special day even more magical with our wedding loans. Plan the perfect wedding without worrying about the expenses, from the venue to the honeymoon.
Got Questions? Let's get to them.
What is a Personal Loan for Women?
How to apply for a Personal Loan for Women instantly?
Applying for a Personal Loan for Women with RING is incredibly easy. Download the RING app, fill out a simple application, complete the quick KYC process, and you’re good to go! The entire process is digital and takes just a few minutes, with no paperwork required.
What are the eligibility criteria for a Personal Loan for Women?
To be eligible for a Personal Loan for Women, you need to be an Indian citizen, aged 21 or above, with a valid PAN and Aadhaar card. There’s no need for collateral, and the process is designed to be as inclusive as possible, making it accessible for a wide range of women.
What is the tenure for a Personal Loan for Women?
The repayment tenure for a Personal Loan for Women is flexible, ranging from 3 to 24 months. You can choose a plan that best suits your financial situation and repayment ability, ensuring that the loan doesn’t become a burden.
More Questions
