Credit Pulse

I/We hereby consent to subscribe to OnEMI’s Credit Pulse Program. I/We authorize Si Creva to act as a facilitator to obtain credit information from Credit Information Companies (CICs) and share the required information to OnEMI for the purpose of providing value-added services under the Credit Pulse Program. I/We agree to the Terms and Conditions of the Credit Pulse program.

Terms and Conditions – Credit Pulse Program

As part of the Credit Pulse program, OnEmi will provide a summary of my credit profile, which may include the following details:

1. Repayment Track
2. Credit Utilisation
3. Credit Age
4. New Credit Accounts (if any)
5. Credit Mix

In addition to the credit summary, the program offers a Score Simulation feature that enables users to project their potential credit bureau scores.

The simulation includes the following 4 scenarios, with a maximum of 10 iterations allowed:

1. Get a New Loan
2. Missed an EMI
3. Paid Your Bills in Advance
4. Cleared All Your Dues