Credit Pulse

I/We hereby consent to subscribe to OnEMI’s Credit Pulse Program. I/We authorize Si Creva to act as a facilitator to obtain credit information from Credit Information Companies (CICs) and share the required information to OnEMI for the purpose of providing value-added services under the Credit Pulse Program. I/We agree to the Terms and Conditions of the Credit Pulse program.

Terms and Conditions – Credit Pulse Program

As part of the Credit Pulse program, OnEmi will provide a summary of my credit profile, which may include the following details:

1. Repayment Track
2. Credit Utilisation
3. Credit Age
4. New Credit Accounts (if any)
5. Credit Mix

In addition to the credit summary, the program offers a Score Simulation feature that enables users to project their potential credit bureau scores.

The simulation includes the following 4 scenarios, with a maximum of 10 iterations allowed:

1. Get a New Loan
2. Missed an EMI
3. Paid Your Bills in Advance
4. Cleared All Your Dues

The information provided by Credit Pulse is for informational purposes only. Credit score improvement depends on your actions and financial behavior over time. Credit Pulse, a service provided by OnEMI Technology, does not guarantee any credit score improvement through the use or purchase of its services. Your credit score is influenced by various factors, including but not limited to payment history, credit utilization, credit age, and other credit behaviors.